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Sask. Farmers Accuse Regina Canola Trader Of 'Predatory Lending' In Class Action Lawsuit - 06 Jun 2018 09:31
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You don't need excellent credit to qualify for a microloan, given that microlenders often consider your credit history in the context of your whole application. Weak credit may be offset by strengths in your application, but troubles like outstanding tax liens, current bankruptcies or recent delinquent payments normally will disqualify you.
Obtaining poor credit makes you a higher-danger client to significant banks, credit unions and other major lending institutions. These lenders have strict requirements, and they rely on credit scores when selecting their borrowers and calculating loan terms. If you have any sort of questions concerning where and how you can use click here Now, you can contact us at the web site. Unless lenders are assured that their loans will be repaid, they merely won't make the click here now (kermittorreggian.joomla.com) loan. In addition, heightened regulations and tighter internal controls by lenders in the wake of the Wonderful Recession make today's lending climate a tough 1 for borrowers.Advertiser Disclosure: The credit card delivers that appear on this web site are from credit card companies from which receives compensation. Each and every microlender has its own criteria to decide lender eligibility. In most instances, the borrower should be at least 21 years old and the owner of the organization intending to use the borrowed funds for business purposes. A sole owner can apply alone for a microloan, while co-owners need to apply as co-borrowers.To get a jump-start off on the mortgage loan method, use these five ideas to uncover the very best lender for you. Don't open new accounts as well rapidly. A large number of new accounts in a quick time frame can make you look risky to lenders, so apply for and open new accounts only as necessary.But like any other tool, the use of money for improvement will depend on how 1 uses and understands its potential. A number of established organizations that use microcredit , such as the Grameen Bank and BRAC in Bangladesh, have yielded positive benefits when it comes to empowering the poor.The second purpose is to lend to individuals in developed nations who could have negative credit and can't acquire credit from banks, or who seek to borrow modest amounts of money that are beneath the amounts essential by a bank. Lending Club and Prosper are two companies that administer peer-to-peer microlending for these purposes. A borrower may possibly seek funding for any quantity of causes, which are made explicit to prospective lenders. If the lender does not trust the borrower they will elect not to fund that specific loan. In some situations, loans could not be fully funded due to the fact they can't attract enough lenders to contribute.Mr. Yunus won the Nobel Peace Prize in two thousand six for his work with Grameen Bank. When he accepted his award, he stated that poverty goes against human rights. He mentioned that men and women accept that poverty will always exist, so it does. But he stated if individuals changed their mindset, there could be a globe without poverty.You will usually have undesirable loans, even in a portfolio of classic corporate click Here now debt. In peer to peer lending investing, as with any investment, you need to have to diversify across distinct threat categories and other criteria. Sure, if you are only in 20 loans then a default will wipe out 5% of your portfolio. Invest across at least 200 loans though and each loan is only half a percent of your investment. Earn an average 10%+ on the other loans and you much more than make up for any defaults.
click here now Senator John Kerry (D- Mass.) this week proposed a Senate financial stimulus package that would target tax incentives for modest organizations, lessen costs on loans and double funding for microloans. It is important to disclose all relevant info when you apply for a property loan. If throughout the method lenders uncover credit cards or other debts, the loan may possibly be declined due to non-disclosure because there could be concerns about no matter whether there are even further debts that have not been disclosed.Speaking about income with loved ones members can be awkward, specially if you are in a position to lend. But glossing over the specifics can possibly hurt you each. Make certain that you clarify the amount becoming loaned, the interest rate, the repayment schedule, and late costs effectively in advance of any cash changing hands. Right away getting the terms out in the open reduces the possibility of any future miscommunication or confusion.There are also many social and economic challenges for microfinance initiatives. For instance, much more articulate and far better-off neighborhood members may possibly cheat poorer or much less-educated neighbours. This may happen intentionally or inadvertently by way of loosely run organizations. As a outcome, numerous microfinance initiatives call for a large amount of social capital or trust in order to function efficiently. The ability of poorer individuals to save may also fluctuate more than time as unexpected charges might take priority which could outcome in them getting able to save tiny or nothing some weeks. Prices of inflation could trigger funds to lose their worth, as a result financially harming the saver and not benefiting the collector (Rutherford, 2009). - Comments: 0
Net Banking Setup Tips - 06 Jun 2018 09:02
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Guidelines For Obtaining The Very best Mortgage Lender - 06 Jun 2018 08:37
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The U.S. Small Company Administration provides funds to specially designated intermediary lenders, which are nonprofit community-primarily based organizations with experience in lending as well as management and technical assistance. These intermediaries administer the Microloan program for eligible borrowers.
The terms will differ depending on the lender, how much you are borrowing, how you intend to use the income, your credit score, and your company's operational history. Normally, you are going to need to pay microloans back within 5 years. Interest rates tend to vary between about 8 % and 13 percent.‘However, it is crucial that parents do not present income that they will require back at some stage as it is highly unlikely that their offspring will ever be in a position to repay it. Also, lenders will want to see that any funds is a present rather than a loan or will factor loan repayments into the affordability calculations when deciding how much to lend.Today, Women for Girls International simply click the up coming website specialises in post-conflict zones and the concerns of girls in certain. Numerous countries are now element of simply click the up coming website Females for Girls group: Bosnia, Kosovo, Afghanistan, Iraq, Sudan, the Democratic Republic of the Congo and Rwanda. Every nation has been topic to great ravaging and terrible consequences, especially for ladies. It is those girls that Females for Women International seeks to assist. It works on an exciting basis in that girls, in distinct, in the West, and some guys, are assigned a sister in these countries. They make a donation of £20 a month and are asked to create letters to their sister to inform her that she is recognised and that there is somebody in the West who cares about what is happening. To date, there are 275,000 such sisters about the planet who are getting money and £53 million has been received by the charity.I founded Deki in 2008 and its been remarkable to see the effect modest sums of money can make on lives and communities in building countries. In 2011 Id really like a lot more men and women to see this firsthand, and encounter the pleasure of delivering considerably-necessary microloans to help construct sustainable futures.In the article it is spoken about Financing Small Organization Enterprises With Microloans. Do you require a blog if you already have a website? If you're hungry for new prospects, yes. Most mortgage lender internet sites are primarily on-line brochures, with a bit of information about the business and the most updated prices. Although mortgage websites can be very successful, they generally do not help set you apart from other lenders the way a weblog can.Defaulting loans are a drag on a p2p investing portfolio but it isn't very as you describe. Prosper and Lending Club outsource their loan collections and do have a vested interest in seeing undesirable loans collected. If you liked this article and also you would like to be given more info with regards to Simply click the up Coming website please visit our own web-page. Investors leave if default prices rise so the peer lending platforms do want to see late loans collected.Advertiser Disclosure: The credit card gives that appear on this web site are from credit card businesses from which receives compensation. No. Most microloan lenders want to know what you are using the funds for. And they can restrict financing, depending on that use. And with banks trimming their lending activity across the board, both lengthy-standing tiny organizations and new enterprises are finding it difficult to borrow from traditional banks.Loans to poor people by banks have several limitations like lack of security and higher operating expenses. As a result, microfinance was developed as an option to give loans to poor folks with simply click the up coming website objective of producing financial inclusion and equality.Credit cards typically charge interest at a fixed price, according to Laurie Campbell, CEO of Credit Canada simply click the Up coming website Debt Solutions. Although that fixed price can be really higher, it will not improve with the Bank of Canada's overnight rate. Some credit cards do charge variable interest rates, so check the specific terms and situations of your card to be certain.In nineteen seventy-six the economist Muhammad Yunus helped create a analysis project in his native nation of Bangladesh. He began by studying the lives and activities of poor people in small villages. He said these people taught him a entire new kind of economics. He loaned twenty-seven dollars of his personal cash to a group of ladies so they could buy the materials they required to make objects to sell. The women wanted to function and earn money, but they required money to get started. And, Mr. Yunus observed that each and every woman paid back her loan on time.
In microlending with out quasi-banking activities, you may cater to personnel, pensioners, sari-sari storeowners, market place stall-holders, and OFWs. OFWs normally call for bigger loan amounts that start at P50,000, but it is advisable for startups to lend smaller sized amounts with short payment terms. This will make repayments quicker and allow you to loan out funds to more borrowers. - Comments: 0
Yacht Carpet Covers - 05 Jun 2018 22:26
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Inside The Partnership Between Venture Capitalists And Entrepreneurs - 05 Jun 2018 07:13
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Carpet Protection & Deodorizer - 04 Jun 2018 03:10
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Laurel Or Yanni? - 28 May 2018 15:14
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Kenyan ladies learn the facts here now are somehow difficult to deal with unless you get yourself the simple ones on the streets. If you have cash problems and nonetheless want to take her out, it is far better to be sincere about it before going out. Don't make a big deal out of it, just tell her you'd like to see her but that you'd choose to go to the park, or do one thing indoors, as you happen to be on a low price range these days. She will understand and possibly recommend she'd spend the bill this time, or suggest you cook dinner at home collectively. Never make it a habit although.
Your post has come at the appropriate time, for me. I have been in a connection with a guy for nearly two years and, I have to say, that when we are with each other we have a fantastic time. We don't leave in the exact same city, so we see every other a couple of time a month because he is retired although I'm nonetheless working. We lived collectively for virtually a year, but he felt trapped and moved away. He got in touch with me a month later and we reconnected. Everything was going well till I informed" him of my plans to move in with him after I retire. Of course, this freak him out and, once more, he began to distance himself.Yeah, I've met a handful of females who get pleasure from sensitive males rather than what they are opposing, but most of the time, they are gonna use you. Located that out the tough way with out fractionation. I am with you a hundred % on your outlook on items.All ladies are seduced by gifts even if they never let it show. You never have to buy an expensive gift for her. Buy her a book, a chocolate, a rose or one thing like that. Show her that she comes initial. This is a wonderful way to seduce a lady. So, if you want to seduce a man and want him to get sexually addicted to you, you might need to have to send particular signs of interest to him. If he understands them, it may be certain that he will response you soon.Meeting your girlfriend or boyfriends friend's is a considerable step in a partnership. Our dating guidance will support you figure out if it is the correct time. Instead, see it as a casual conversation in between a man and a woman. Don't even let the age thing play a element in your mind.Again, one of the beauties of dating a married lady is that there are no commitments. As you start to date, set boundaries from the really beginning. For instance, you may want to say that you will in no way compromise her relationship with her household or spouse, that neither of you will ever try to make the partnership more critical than your set parameters, and that both of you have the right to cease the affair without having any explanation at any point in the connection. This will come as a relief and protection not only you, but also to her—she will welcome the lack of commitment as a way to protect her marriage.My girlfriends and I have talked this subject to death and we have all stated no" to final minute dates and, of course, been accused of playing tough to get for it. If you treasured this article and you also would like to acquire more info relating to learn the facts here now generously visit the page. Think me, it is not constantly effortless and I have had to have severe self-manage to pass up a date with that attractive man who I had the hots for on the other end of the telephone.Hello men and women, am 7 weeks these days and honestly I cannot seem to comprehend or clarify what am feeling. There is this panting in my heart that appears like been scared or so plus my heart beating quick, it will just come for a even though and then relieve me. People hold saying is anxiousness and I keep questioning why I ought to be anxious unnecessarily which I know am not so am here to locate out if anyone is also experiencing exact same factor with me or has ever skilled it ahead of and how can I get more than it cause it really is killing me. I do not get to sleep at night anytime it comes up.1. When a guy is nervous and self-conscious, he appears around a lot at other people to see if they are watching him at all. He's also continuing to check out the scene in the bar to see if there are any better" searching girls than the 1 he's with. Women notice when males check out other ladies and always hate it. It throws away all of her attraction for him.I'm so impressed that you and Ron weblog with each other! Kristen has been blogging for some time, and convinced me to do the identical. Please verify out Kristen's blog too: The inner beauty is the most important for me because outer beauty will often fade. This weblog was just to encourage so numerous of my close friends out there who have lost hope going soon after the girls of their dreams.
Life undoubtedly does not start at 80 — indeed you know then that it have to soon be coming to an end but, by way of compensation, you do not genuinely thoughts. What you want to do is seduce this girl by means of text and then ask to take her out. Appear to set the stage to hook up asap and the ball will be in your court quickly.Complete step-by-step guidelines and precise how-to instructions to support you obtain greater good results with females - and what's more, you can get started proper away. You are correct Autumn, but men and women require a starting location. The guys who punish" you sound like nice guys who require to perform on themselves prior to they pursue you. Attempt new issues - Come on this is so clear! You have to try new items, like going to high finish venues, mingling with rich guys and stepping outdoors your typical way of behaving in social scenarios. - Comments: 0
CBC Radio - 16 May 2018 01:28
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Counselors who perform with difficulty gamblers say fantasy sports carries with it the same issues as other forms of gambling, specially since most players end up losing money. Legislators and sports executives who think otherwise, they say, are deluding themselves. Certainly, a study in the Sports Enterprise Journal found that in the initial half of this year's main league baseball season, 91 percent of day-to-day fantasy earnings were won by just 1.3 percent of players.
And when it comes to producing income, there are added expectations. I was truly worried about acquiring donations due to the fact of what would be requested," Kat says. She started streaming whilst she was at university studying journalism. Her connection was low good quality - I do not even know how folks saw me via the pixels" - but it was sufficient to enable her to develop a robust following which resulted in some quite generous donations.There is a lot to understand in each version of Counter-Strike, and GO is no exception. Rush someplace together as a group on pistol round 90% of the time. Soon after that, operate picks all mellissauts34.wikidot.com day. Don't even bother attempting to contact strats in freezetime at all. If your group decides they want to get in touch with strats, never stop them. Make the judgement get in touch with on whether or not or not to go with them. At times entry fragging is going to be the best way to win, and other occasions you're going to have to attempt to stay alive the longest simply because your team knows how to take website but then they all get picked off 1 by 1 because they are clueless if you want to rank up in cs go, you need to know whats happening.No one outside of the game business really wants to procedure all of this - it does not fit in with the accepted narratives of game history and culture. Let's look at Doom, for instance, the poster boy of the Day-to-day Mail's 'ban this sick filth' hysteria. Id's violent 1st-person shooter is an orgy of carnage and shotgun-splattered lunacy, and its recognition scared the bejesus out of the tabloid press in the 90s, who saw in it the wreckage of society. What they didn't see was the vast, creative community that grew up around the title - they didn't see how the game's lead programmer John Carmack had ensured that the code would be very easily modifiable by fans. They did not see the thousands of youngsters getting collectively on the web to form modding groups, to develop their own worlds. They did not see Half-Life developer Valve nurturing its personal neighborhood in the exact same way, and employing talented amateur-level designers to work in-residence on new projects.Counter Strike was developed back in 1999 and given that then has undergone a number of new game releases. With a huge growth in the eSports sector, Counter Strike: International Offensive (CS:GO) has grow to be one of the most common initial-individual shooter games in the planet. When players play at a professional level, they are placed in a five-man team that competes for large prize pools ($1.4million for Eleague Season 1 in 2016). It comes to no surprise that the game has risen in popularity among gamers.I use shadow on high only since you pretty considerably do not want the other settings and with high shadow setting you can see the shadows significantly better, occasionally it's even an advantage for you due to the fact you see the shadow earlier than you enemy. You can play with high graphics if you want your skin to be shiny and so forth., but for us, pro players, it doesn't matter, so we rather play with a bit far more fps then have shiny skins. Some players like employing antialiasing, texture filtering etc.This is one more superb betting chance, merely due to the fact Cloud9 is playing on its home soil once again, against a much weaker group, but the odds are nevertheless good sufficient to enable you to make a lot of cash with minimal risks. Searching For Group founder, Joe Hills was the 1st committed Executive Search Consultant in esports and knows far better than anyone, exactly what some esport teams are still missing.•Avoid being a GPA protector." Never play it safe by enrolling in simple classes. An effortless A" is not as impressive as a challenging-earned B" or C." Taking challenging classes throughout high school — including senior year — shows the men and women reading your application that you happen to be severe about your education and that you're ready to thrive in college.
888 are one particular of the oldest on the web betting organizations in the company, with their initial gambling web site going live about two decades ago - just before a lot of individuals even had e mail. They are listed on the London Stock Exchange and are certainly a force to be reckoned with.Although VP and nV are the most recognizable teams, we also get to see a few other teams that are no strangers to the international csgo scene - Kinguin, Epsilon and TyLoo. A bet on Epsilon will give you 10 instances your income, so if you spot a bet worth €100 you stand the chance of winning €500. Also, if you take benefit of the sportsbooks welcome bonuses you are going to be in a position to spot lots of bets. - Comments: 0
How To Safeguard Your Telephone In Cold Climate - 07 May 2018 19:37
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Search for the app in the App Store, if you have an iPhone, or in the Play Store, if you have an Android phone. Samsung modifies the normal Android encounter, this time Android six. Marshmallow, with customised computer software called TouchWiz. Try to stick to your style document as much as achievable whilst you are creating your app. This will assist maintain you focused on please click the next website functions you want.
Late final year, Apple mentioned a software feature was slowing down iPhones that had aged batteries, immediately drawing accusations that the organization was attempting to force people to upgrade to its newest iPhones. In response, Apple stated consumers could get their iPhone batteries replaced at its shops for a discounted price tag of $29, down from $79.One more selection for smartphones and tablets is a handheld stylus, which is better than a fuzzy finger if you need to do any volume of typing or work in the cold. ‘Our reliance on smartphones and other devices will most likely only continue to rise.Broadcom raised its takeover bid for the rival chip maker Qualcomm to about $121 billion on Monday, piling pressure on Qualcomm to agree to what would be the technologies industry's greatest-ever takeover and one particular that could impact the future of smartphones.Or, a lot more precisely, it cannot run any of the 4 million regular Windows applications. Alternatively, it demands a new kind of app, a a lot more restricted, full-screen, iPaddish sort of app, obtainable only from Microsoft's online retailer. And there are not a lot of of those apps, although the circumstance is gradually improving.I believed the two lenses may be a gimmick but they aren't. For me, like most Brits, my smartphone is now my major camera. It has been a aggravation that I can't zoom in with out losing quality. Select iPhone from the Devices menu, and then name the file "Primary". Make confident that it is saved in the exact same place as your project.Last week, video emerged that appeared to show an entirely flat telephone prototype created by Xiaomi. A brilliant phone that does not cost the earth to acquire. It will speed by means of simple and demanding tasks, it takes very good pictures and videos, and its battery life is impressive to boot.Occasionally there is only so a lot we can handle when taking a photo. A lot of the enhancement has to come from the use of photo-editing apps soon after the photos are taken. Some apps like Camera+ and Camera FV-5 (Android) come coupled with a photo editor.Tweet a photo employing your smartphone. This is yet another method to share a photo on Twitter but directly from your smartphone this time. Each devices have a curved edged show that dominates the face of the phone. The last step is to rotate the screen on the phone under 'Settings' so that the projection does not seem upside-down. All you need now is popcorn.
Using the mobile versions of internet sites like Facebook (alternatively of the app) might also trim your information use. Current versions of the Android, iOS and Windows Phone mobile operating systems all have settings you can adjust to use fewer cellular megabytes, and they also show you which apps are the biggest information hogs.But it is far more affordable than each, retailing at a lowly £108 - about a tenth of the price of Apple's iPhone X. For the very first time in a key telephone, the S9 will let you modify the camera's aperture to let in much more light, making for please Click the next website better photos in dark settings.That stated, we'd also recommend checking out what the other side can offer you, in case some new feature or function catches your eye, or you just choose the interface. It may well be worth your while to switch to an iPhone if you've just bought a MacBook and an Apple Tv, or to switch to Android if you notice that you happen to be mainly using Google apps on your iPhone.Another alternative for smartphones and tablets is a handheld stylus, which is far better than a fuzzy finger if you require to do any volume of typing or function in the cold. If you liked this article and you would like to acquire more info about please click the Next website (blogster.com) generously visit the internet site. ‘Our reliance on smartphones and other devices will most likely only continue to rise.There are a number of reports suggesting that the iPhone X is being discontinued in 2018, with some saying it will by no means see its initial birthday. Remove the hype and what they are truly saying is that when it is replaced in September 2018 the original iPhone X will no longer be on sale at the Apple Shop. Most likely.On smartphone cameras, nonetheless, a particular person can be positioned a lot closer to the telephone. On Apple's telephone, the iPhone X makes use of the screen space either side of the "notch" to show battery life and time info. You ought to naturally check the smartphone for scratches and other damage, such as corrosion around the sockets. Check the camera lens for scratches. If the back opens, get the seller to open it: the smartphone ought to be clean inside.The original Google Pixel produces incredible photos, but the Pixel two requires photography to a complete new level. Certainly. The camera in Google's latest smartphone is not just the best in an Android phone this year. It has also raised the bar for the whole smartphone business. - Comments: 0
How To Save IPhone And Android Battery With ten Effortless Suggestions To Increase Battery Life - 07 May 2018 11:09
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Screen bezels are rather thick, which indicates the device is bigger than it maybe needed to be. All 10in tablets are large, but at 267x168x9.5mm and 608g this 1 may possibly be a bit chunkier than you'd like. We can't see an clear reason for this, provided that there is no physical house button - which also implies no fingerprint scanner - and the photography tech is absolutely nothing unique.
With the phones obtaining lost the physical house buttons of their predecessors, Samsung has fitted a pressure sensitive house button under the reduced portion of the screen. As you'd count on from a 2017 Android smartphone, the Nokia 8 makes use of a USB-C port and the firm is not one particular to ditch the headphone jack, either.Make use of a table so that your solution sits higher, which will make it less difficult for you to photograph your product in the course of the photoshoot. Depending upon the variety of image stabilization gear you choose to use, it would be straightforward to prop your smartphone on the table as well.To the uninitiated, all smartphones look quite significantly the exact same. But underneath their shiny exteriors there are a lot of differences. Samsung is set to start producing its personal smartphone chips in a bid to move ahead of Apple in the smartphone wars. Some elements of the screen remain the same as the iPhone 6 so it's nonetheless 4.7in on the diagonal and uses a 750x1334 resolution to create the usual 'Retina class' pixel density of 326ppi.Reached the end of your mobile contract? Prepared to upgrade? You've got a lot more selection than ever when it comes to picking a new smartphone. But that also implies that sifting via the specs and makes and models can be overwhelming. We're right here to simplify it for you.Android phones lack comparable constructed-in parental handle settings, although there are several apps in the Google Play app retailer that let parents add restrictions. Ms. Weinberger highlighted the app Qustodio , which lets parents monitor their children's text messages, disable apps at certain times of day or even shut off a smartphone remotely. While that can be an aggressive approach to restricting a child's smartphone, Ms. Weinberger said her job as a parent was not to make her young children like her.For Apple fans, the very best you can hope for is news about merchandise or apps that work with the Apple ecosystem - like sensible home devices. The Galaxy S7 and S7 Edge phones have been behind this profit obtain. Apple placed orders for bendable organic light-emitting diode (OLED) panels - the type you locate on Samsung phones - to use in 70 million smartphones, according to sources speaking to Nikkei Asian Overview.Cons Apple iPhones are pricey - the most recent iPhone 8 (64GB) will set you back by around £700, while the iPhone eight Plus (64GB) expenses about £800. And the all-new iPhone X (64GB) expenses an eye-watering £999. If you are not obsessed with having the newest tech, you can locate less expensive offers on older handsets, although. Apple iPhones also do not come with a micro-SD card slot, so you'll need to have to select the memory capacity meticulously to stay away from running out of space for your app, music and photo collection.Speaking of Amazon, if you're an Amazon Prime member, the company's Fire tablets come with built-in help for Amazon Prime content material. That contains the Video streaming service, access to Prime Music streaming, Kindle e-books and far more. In case you cherished this information along with you desire to obtain guidance concerning click through the following post generously check out the web site. They also come with click through the following post a 30-day Amazon Prime free trial. Apps are available for download click through the following post the Amazon Appstore or via the Underground app.At a bargain £75 for a really capable 4G smartphone, the Vodafone Sensible Prime 7 is one of the best handsets when thinking about the specs you get for the value - it also runs the latest version of the Android operating system, version six..David Frequent went to California to talk to an app developer about how companies preserve us hooked on our phones. There are other makes use of for the always-on screen. About ten thousand songs can be identified and displayed when your phone is locked with out calling residence to Google.Use a pc mic app for phone-to-pc recording. You can also use your sensible phone as a mic for your laptop. Although this normally will not give you the same level of fidelity as a great-top quality mic accessory, it is not a poor decision. For the apps below, you'll also need a connection between your telephone and your laptop. The exact setup varies primarily based on the devices you are using. Usually, you can connect the two physically (through USB or Aux. cable) or wirelessly (via WiFi or Bluetooth).Limit checks. If you compulsively verify your phone every couple of minutes, wean oneself off by limiting your checks to when every single 15 minutes. Then after every 30 minutes, then once an hour. If you need help, there are apps that can automatically limit when you are in a position to access your phone. - Comments: 0
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